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Merchant Accounts For Internet Businesses

eCommerce website owners need to be able to accept credit card payments online. With the help of a merchant account and credit card payment gateway, eCommerce website owners can give their customers the option to purchase goods with the click of the mouse, at any time, day or night.

eDirectHost can provide you with an internet merchant account and the ability to accept credit cards online, no matter how small or how large of a website you have.  Apply Now or Compare our rates below:

Service Industry Standard eDirectHost
Merchant Account Application Fee $95-$250
Setup Fee $49 - $150 FREE
Internet Processing Software with Web Terminal $195-$495 FREE
American Express Setup Fee $25-$50 FREE
Average Approval Time 1 - 2 Weeks 3 Days
Internet Discount Rate 2.95% 2.1% (NEW LOW RATE)
Internet Transaction Fee 35-50 cents
per transaction
25 cents
per transaction
Monthly Minimum $25-$50 per month $10 Per Month
Monthly Statement Fee $12-$20 per month $10 Per Month
Monthly Gateway Fee $35-$45 per month $15 Per Month
Merchant Account Rate Comparison (Internet Only)
This Information Was Customer Must Login To PayPal to Process Credit Card Transaction Customer Processes Credit Card within Website Shopping Cart Customer Processes Credit Card within Website Shopping Cart
Updated on 2-1-2007
One Time Up Front Cost PayPal PayPal Pro Catalyst Plus
Application Fee $0   $0
Setup Fee  
Gateway Fee $0
Virtual Terminal  
Processing Fee  
Visa/Mastercard $0 $0 $0
American Express $0 $0 $0
Discover $0 $0 $0
Total    $0 $0 $0
Monthly Costs      
Statement Fee $0   $10
Gateway Fee $0   $15
Monthly Minimum * $0   $10
Flat Monthly Fee $0 $20 $0
Total    $0 $20 $25 - $35
Credit Card Fees      
Visa / MasterCard      
Per Sales Transaction % Charge 2.90% 2.90% 2.10%
Per Sales Transaction Fixed Charge $0.30 $0.30 $0.25
American Express      
Flat Monthly Charge $0.00 $0.00 $5.00
Per Sales Transaction % Charge 2.90% 2.90% $0.00
Per Sales Transaction Fixed Charge $0.30 $0.30 $0.25
Other Hidden Charges      
Charge Back Fee *** $0 $0 $15
ACH Return Fee **** $0 $0 $15
Termination Fee ***** $0 $0 $0
*   Monthly Minimum - If You Don't Process This Amount In A Month Then You Are Charged This Amount
**  Charge Back Fee - This is not a refund fee but is charged to you if your customer decides to return a product without contacting you and forces a refund through their credit card company.
*** ACH Return Fee - At the end of the month the Merchant Bank will attempt to withdraw it's fees from your bank.  If you don't have the money required they will charge you this fee and try again
**** Termination Fee - Charge to you when you cancel your merchant account within first 6 Months or First Year.